What Services can Voyagers enjoy from us?

Mortgage Search Services, Investment Advisory Services and Insurance Advisory Services are 3 key services offered by Voy.
For all our services, Voyagers get the full benefit of detailed quantitative and qualitative analytics to ensure that we address the needs of each Voyager.

  • Our Convoyers can assist you to assess how much and what type of borrowing is suitable for you
  • Our partner, COLAB, provides comprehensive and hassle-free Mortgage services for your property loan including:
    • research across 16 banks in Singapore on mortgage loans.
    • help for you to understand the differences between different products.
    • help for you to understand which offering suits your needs best, enabling you to make the best decision
    • guidance beyond the numbers from a wide knowledge of banks’ individual strengths and preferences

What our Convoyers don’t do

  • Prefer any bank over the others because of fees they’ll pay

Banks Working with our Brokering Partners

  • With collective experience of well over 50 years in investment management and advice our in-house investing committee provides sound, well-reasoned guidance for Voyagers’ savings and investments using our in-house value investing portfolio. Assets under our advice and management currently exceed S$509 million as of 2022.
  • Our aim is to help you beat inflation by 2-3% pa, over a period of more than more than 1 market cycle
  • we focus on macro economics, to help us determine which geographical areas and sectors yield greatest value for our medium term investors

What our Convoyers don’t do

  • Advise you to trade with a promise of high returns over the short term
  • Advise you to put money into high risk instruments
  • Advise you to put all your eggs into one basket

Fund Managers

All of us should cater for the loved ones who depend on us and our earning power in the event that something untoward happens to us.

There are at hundreds of insurance products available. They have names and descriptions that often only in-the-know professionals properly understand; term, whole life, endowment, investment-linked, annuities, hospital & surgical, universal life. Which is appropriate? Which is  cost-effective? Which one suits a particular Voyager’s situation best? Which has the better customer service and claim experience?

With experience of helping more than 10,000 individuals on their personal insurance, managing and servicing more than 23k insurance policies, our in-house insurance selection team helps to aggregate, and analyse the different products based on quantitative and qualitative criteria.

Our Convoyers will the help you navigate your way through the deep sea of products, such that you can make your most well-suited and cost effective decision with the least hassle!

Based on our experience, here are some common situations Voyagers encounter:

  • Sole Bread Winner
    • Our Convoyers provide comprehensive advice to you,  what type of insurance, and how much insurance you should get
    • Our Convoyers draw on our in-house aggregated insurance research, covering major insurers’ products, to help each Voyager make the right decision
    • Once you’ve chosen the right product, our Convoyers then provide you with hassle-free and high speed service to get  your insurance application successfully processed
  • Newborn
    • With limited resources and a wide array of products to choose from, many are confused what insurance, when, and how much to purchase for their newborn. Our Convoyers will provide you with insurance planning advice for newborns
  • Mortgage loan & other liabilities
    • Home purchase, property investments, car purchase, renovation, and some big ticket items with loans leave us and our loved ones exposed to high amounts of debt. We provide insurance planning to transfer these risks in the event of a permanent loss. We provide insurance planning to transfer these risks in the event that results in permanent loss of income.

What our Convoyers don’t do

  • We do not represent any insurer
  • We do not encourage overpaying for insurance

Insurers